Fintech Law Firm

Your legal partner for building, scaling and regulating fintech products with confidence.


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A member of the Founders Law legal team with an award for their award-winning legal services.

5* rated fintech lawyers

Fintech companies operate at the intersection of technology, finance and regulation. Whether you are developing a payments solution, launching a crypto product, structuring a consumer credit model or providing technology into a regulated environment, every operational decision has a regulatory impact.

At Founders Law, we work alongside fintech founders, product teams and investors, often on a fractional, in-house basis, to help you interpret the rules, shape compliant products and prepare for the scrutiny that comes with building financial infrastructure. Our advice is practical, commercial and tailored to the realities of fast-moving markets.

You innovate. We’ll help you do it responsibly, with legal frameworks that support long-term growth.

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Why you need dedicated merger and acquisition solicitors

Because fintech regulation shifts quickly and often.
Payments and e-money rules evolve, crypto frameworks are emerging, consumer duty obligations continue to expand and supervisory expectations change year to year. You need a fintech lawyer who tracks these developments and translates them into guidance your team can act on.

Because proving compliance is part of proving value.
Investors, partners and banks expect more transparency than ever. They want to understand your permissions, your controls, your data handling and your risk posture. Clear documentation and strong governance make fundraising and partnerships smoother.

Because every financial product relies on trust.
A customer will not adopt your service unless they believe it is safe. A partner will not integrate unless your compliance stack is credible. A regulator will not engage unless you can evidence control. Legal structure is central to building this trust.

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Founders Law’s fintech legal services

Fintech legal advice supports product development, regulatory alignment and operational resilience. We help founders build strong foundations that support scale, investment and oversight.

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Fintech lawyers for emerging and scaling fintech companies

Our fintech lawyers ensure your success begins with clarity over your regulatory position and what rules apply to your product.

For early stage and scaling fintech companies:

  • Regulatory mapping to identify the permissions or exemptions relevant to your business
  • Analysis of payment flows, data routes and fund safeguarding models
  • Drafting customer and partner terms that reflect regulatory requirements
  • IP strategy for proprietary technology, algorithms and decision models
  • Review of employment, contractor and options arrangements

For teams entering regulated environments::

  • Governance structure design
  • Compliance monitoring plans
  • AML and financial crime controls
  • Consumer duty assessments
  • Preparation for FCA engagement

These foundations reduce risk, accelerate product development and support informed decision making.

Strategic support throughout product development and commercial rollout

As products evolve, so do regulatory considerations. With our fintech legal advice, you can keep development aligned with the rules.

  • Product classification to determine applicable regulation
  • Advice on terms for merchants, consumers and enterprise clients
  • Support during bank, PSP and third party vendor due diligence
  • Guidance on distribution arrangements and intermediary models
  • Cross border considerations for global or multi market products
  • Documentation of operational and technical controls

Our fintech lawyers work closely with your product, engineering and compliance teams so risks are understood early and resolved quickly.

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Specialist support for crypto and consumer credit products

Fintech innovation often pushes into areas with additional scrutiny. As a trusted fintech law firm, we provide focused guidance to founders working in two of the most complex verticals: crypto and consumer credit.

Crypto and digital assets
Crypto products face a rapidly evolving regulatory landscape. We help founders navigate:

  • Registration and permissions for cryptoasset activities
  • Token issuance considerations and distribution frameworks
  • Financial crime, AML and custody requirements
  • Marketing restrictions and disclosure rules
  • Structuring of digital asset platforms, exchanges and wallets

We also advise technology providers entering the crypto ecosystem, ensuring their commercial terms and operational controls meet regulatory expectations.

Consumer credit and BNPL
Consumer credit models require careful design due to the intensity of regulatory oversight. We support founders with:

  • Creditworthiness and affordability assessments
  • Permissions analysis and exemption pathways
  • Fair value and consumer duty alignment
  • Documentation for loans, credit lines and BNPL arrangements
  • Outsourcing, servicing and collections frameworks

We also advise technology providers entering the crypto ecosystem, ensuring their commercial terms and operational controls meet regulatory expectations.

We help ensure your model is compliant, scalable and funder ready.

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Meet your solicitor

Amy handles game-changing, law-shaping, and market-moving work in the world of Fintech. She's spent time working in-house with some of the world's most prestigious Fintech companies, including Fiserv and Worldpay.

Amy Parkinson

Legal Director - Fintech
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Why Choose Founders Law for fintech legal services?

We understand the mechanics of fintech, not just the rules.
Our guidance is shaped by hands-on experience with products, teams and technical architecture.

We give you answers that work for both regulation and growth.
We balance compliance with commercial realities so you can move quickly without taking unnecessary risks.

We can integrate in-house with your team and your roadmap.
Our support adapts to sprints, product launches, regulatory changes and investor requirements, and we can offer these as fractional services – for an in-house solution that is truly turnkey.

We cover the full fintech ecosystem.
Payments, crypto, consumer credit, embedded finance and next generation financial infrastructure all sit within our expertise.

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Case Study: How we helped BVNK scale at speed

BVNK is shaking up the payments world, bridging traditional finance with blockchain innovation. And for over two years, we’ve been right there with them, helping navigate complex regulations, scale at speed, and turn big ideas into reality.

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FAQs

We act as an extension of your team and handle any overflow in specialist areas. 



Working across five continents, operating in multiple sectors, with over 400 clients.

Offices in London | Dubai.

I’m a fintech founder. When should I speak to a fintech lawyer?
Do all fintech companies need FCA authorisation?
Can your fintech lawyers advise on crypto products?
Do you advise on consumer credit and BNPL models?
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