
Fintech companies operate at the intersection of technology, finance and regulation. Whether you are developing a payments solution, launching a crypto product, structuring a consumer credit model or providing technology into a regulated environment, every operational decision has a regulatory impact.
At Founders Law, we work alongside fintech founders, product teams and investors, often on a fractional, in-house basis, to help you interpret the rules, shape compliant products and prepare for the scrutiny that comes with building financial infrastructure. Our advice is practical, commercial and tailored to the realities of fast-moving markets.
You innovate. We’ll help you do it responsibly, with legal frameworks that support long-term growth.
Because fintech regulation shifts quickly and often.
Payments and e-money rules evolve, crypto frameworks are emerging, consumer duty obligations continue to expand and supervisory expectations change year to year. You need a fintech lawyer who tracks these developments and translates them into guidance your team can act on.
Because proving compliance is part of proving value.
Investors, partners and banks expect more transparency than ever. They want to understand your permissions, your controls, your data handling and your risk posture. Clear documentation and strong governance make fundraising and partnerships smoother.
Because every financial product relies on trust.
A customer will not adopt your service unless they believe it is safe. A partner will not integrate unless your compliance stack is credible. A regulator will not engage unless you can evidence control. Legal structure is central to building this trust.
Fintech legal advice supports product development, regulatory alignment and operational resilience. We help founders build strong foundations that support scale, investment and oversight.

Our fintech lawyers ensure your success begins with clarity over your regulatory position and what rules apply to your product.
For early stage and scaling fintech companies:
For teams entering regulated environments::

These foundations reduce risk, accelerate product development and support informed decision making.
As products evolve, so do regulatory considerations. With our fintech legal advice, you can keep development aligned with the rules.
Our fintech lawyers work closely with your product, engineering and compliance teams so risks are understood early and resolved quickly.

Fintech innovation often pushes into areas with additional scrutiny. As a trusted fintech law firm, we provide focused guidance to founders working in two of the most complex verticals: crypto and consumer credit.
Crypto and digital assets
Crypto products face a rapidly evolving regulatory landscape. We help founders navigate:
We also advise technology providers entering the crypto ecosystem, ensuring their commercial terms and operational controls meet regulatory expectations.
Consumer credit and BNPL
Consumer credit models require careful design due to the intensity of regulatory oversight. We support founders with:
We also advise technology providers entering the crypto ecosystem, ensuring their commercial terms and operational controls meet regulatory expectations.
We help ensure your model is compliant, scalable and funder ready.

We understand the mechanics of fintech, not just the rules.
Our guidance is shaped by hands-on experience with products, teams and technical architecture.
We give you answers that work for both regulation and growth.
We balance compliance with commercial realities so you can move quickly without taking unnecessary risks.
We can integrate in-house with your team and your roadmap.
Our support adapts to sprints, product launches, regulatory changes and investor requirements, and we can offer these as fractional services – for an in-house solution that is truly turnkey.
We cover the full fintech ecosystem.
Payments, crypto, consumer credit, embedded finance and next generation financial infrastructure all sit within our expertise.

BVNK is shaking up the payments world, bridging traditional finance with blockchain innovation. And for over two years, we’ve been right there with them, helping navigate complex regulations, scale at speed, and turn big ideas into reality.
Learn moreWe act as an extension of your team and handle any overflow in specialist areas.
Working across five continents, operating in multiple sectors, with over 400 clients.
Offices in London | Dubai.
Founders should seek fintech legal advice as early as possible. Regulation impacts product design, onboarding flows, payment routing and data handling. Early input from a specialist fintech lawyer prevents rework and ensures the product is built with compliance in mind.
Not always. Our fintech law firm assesses your activities to determine whether you need authorisation, registration or if you can rely on an exemption. Payments, e-money, consumer credit, crypto and investment products each trigger different requirements.
Absolutely. We support exchanges, wallet providers, token projects and digital asset infrastructure companies. Our fintech legal advice covers registration requirements, AML obligations, custody controls, marketing restrictions and token structuring.
Yes. We provide fintech legal advice for companies offering loans, BNPL, revolving credit or embedded finance credit products. This includes affordability requirements, fair value assessments, permissions analysis and documentation for credit agreements.
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